ESCONDIDO, CA – (Business Wire) – January 25, 2006 - California Community Bank (OTCBB: CABK.OB), which commenced operations on August 11, 2003, today released its unaudited fourth quarter and full year 2005 financial results.

“With this quarter’s strong results, California Community Bank has now recorded two consecutive quarters of net profit,” said Larry D. Hartwig, the Bank’s President and CEO. Hartwig continued, “We are now 2 years and 4 months old – still a de-novo bank, but since inception we have established a solid track record of consistently reporting quarter to quarter balance sheet growth. Plus, it’s exciting to have settled into the profit generating mode.”

For the fourth quarter of 2005, the Bank reported a net profit of $162 thousand compared to a net loss of $431 thousand for the comparable period last year, an improvement of $593 thousand.

For the full-year of 2005, California Community Bank reported a net loss of only $58 thousand, an outstanding improvement compared to the $1,599 thousand net loss reported for the full-year of 2004.

The Bank closed the fourth quarter of 2005 with an asset base of $94.0 million, an increase of $41.7 million, or 80%, from the end of 2004. Total deposits were $72.3 million, up $29.3 million over the same period a year ago. As of December 31, 2005, total gross loans net of deferred fees, the primary revenue driver for the Bank, stood at $69.2 million compared to $36.9 million at December 31, 2004, a record increase of $32.3 million, or 88%.

Additionally, driven by its disciplined approach toward building quality market share, the Bank continues to report no delinquent or past due loans as of December 31, 2005.

Hartwig further commented, “The Bank closed out a truly tremendous year with strong fourth quarter performance and record year over year growth. Our secondary stock offering was oversubscribed and we have solidly achieved quarter to quarter profitability. At the core of the business, we achieved outstanding growth in both loans and deposits. This was possible because of the collective efforts of each member of our team. They produced substantial, if not spectacular, results at every level of the organization -- earning us a reputation with our customers as a Bank that responds time and time again with “real solutions – personally delivered”. Our people make that happen everyday -- and I am very proud of every one of them.”

California Community Bank is headquartered at 1320 West Valley Parkway in Escondido and currently operates 2 branches – Escondido and Vista, CA. For more information on the Bank, please visit www.calcommunitybank.com or call 760-888-1000.

The numbers in this press release are unaudited. Certain statements in this press release, including statements regarding the anticipated development and expansion of the Bank’s business, and the intent, belief or current expectations of the Bank, its directors or its officers, are “forward looking” statements (as such term is defined in the Private Securities Litigation Reform Act of 1995). Because such statements are subject to risks and uncertainties, actual results may differ materially from those expressed or implied by such forward looking statements. These risks and uncertainties include, but are not limited to, risks related to the local and national economy, the Bank’s performance, regulatory matters and those discussed in filings by the Bank with the Federal Deposit Insurance Corporation.

CONTACT:
California Community Bank, Escondido,CA
Larry D. Hartwig, 760-888-1001
lhartwig@calcommunitybank.com