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| CALIFORNIA COMMUNITY BANK REPORTS OUTSTANDING FIRST QUARTER 2006 GROWTH AND PROFITABILITY. Total Assets Exceed $110 million ESCONDIDO, CA – (Business Wire) – April 25, 2006 - California Community Bank (OTCBB: CABK.OB), which commenced operations on August 11, 2003, today released its unaudited first quarter 2006 financial results. “With this quarter’s strong results, California Community Bank has now recorded three consecutive quarters of bottom-line net profit,” said Larry D. Hartwig, the Bank’s President and CEO. Hartwig continued, “Additionally, since our inception we have established and maintained a solid track record of consistently reporting quarter-over-quarter top-line balance sheet growth – an achievement that continued to gain momentum during the first quarter of 2006 with total assets climbing to over $110 million.” For the first quarter of 2006, the Bank reported a net profit of $115,000 compared to a net loss of $179,000 for the comparable period last year, an improvement of $294,000, or 164%. The Bank closed the first quarter of 2006 with an asset base of $111,768,000, an increase of $52,466,000, or 88%, from the first quarter of 2005. Total deposits were $89,880,000, up $39,491,000, or 78%, over the same period a year ago. As of March 31, 2006, total gross loans net of deferred fees, the primary revenue driver for the Bank, stood at $75,869,000 compared to $40,926,000 at March 31, 2005, an outstanding increase of $34,943,000, or 85%. Additionally, driven by its disciplined approach toward building quality market share, the Bank continues to report no delinquent or past due loans as of March 31, 2006. Hartwig further commented, “The Bank closed out a truly tremendous quarter with continued profitability and record growth. Although the Bank’s net interest margins were impacted by higher funding costs stemming from the rising interest rate environment, and beginning in 2006 noninterest expense now includes a charge for the recognition of the fair value of stock options, we remain very pleased with our operating results. Equally important, we continued to acquire high quality, core-banking relationships in our targeted market segments, further deepening and expanding our customer referral network. Ongoing achievement of this critical success factor positions the Bank for continued growth and a healthy financial future. That momentum, along with preparations we are currently making to establish our third full service branch, should contribute significantly to solid performance throughout 2006. In the end, our seasoned staff of banking professionals continues to be the key to our success – producing outstanding results at every level of the organization and further building our reputation as a Bank that provides its customers with ‘real solutions – personally delivered’. “ California Community Bank is headquartered at 1320 West Valley Parkway in Escondido and currently operates 2 branches – Escondido and Vista, CA. For more information on the Bank, please visit www.calcommunitybank.com or call 760-888-1000. The numbers in this press release are unaudited. Certain statements in this press release, including statements regarding the anticipated development and expansion of the Bank’s business, and the intent, belief or current expectations of the Bank, its directors or its officers, are “forward looking” statements (as such term is defined in the Private Securities Litigation Reform Act of 1995). Because such statements are subject to risks and uncertainties, actual results may differ materially from those expressed or implied by such forward looking statements. These risks and uncertainties include, but are not limited to, risks related to the local and national economy, the Bank’s performance, regulatory matters and those discussed in filings by the Bank with the Federal Deposit Insurance Corporation.
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