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CURRENT RATES
Rates effective 08/25/2008
| THE FOLLOWING APPLIES TO ALL NOW, SAVINGS AND MONEY MARKET ACCOUNTS. THE INTEREST RATE AND ANNUAL PERCENTAGE YIELD MAY CHANGE AFTER ACCOUNT OPENING. THE ANNUAL PERCENTAGE YIELD ASSUMES INTEREST IS CREDITED TO THE ACCOUNT MONTHLY. FEES COULD REDUCE EARNINGS ON THE ACCOUNT. |
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| Personal NOW Checking Accounts |
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Minimum Opening Deposit |
Interest Rate |
Annual Percentage Yield |
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$500.00 |
0.50% |
0.50% |
| Personal Money Market Accounts -- Minimum Opening Deposit $2,500.00 |
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Tiers |
Interest Rate |
Annual Percentage Yield |
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$0.01 to $2,499.99 |
1.01% |
1.01% |
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$2,500.00 to $24,999.99 |
1.01% |
1.01% |
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$25,000.00 to $99,999.99 |
1.21% |
1.22% |
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$100,000.00 to $249,999.99 |
1.61% |
1.62% |
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$250,000.00 to $499,999.99 |
2.01% |
2.03% |
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$500,000.00 and OVER |
2.13% |
2.15% |
| Personal Premium Money Market Accounts -- Minimum Opening Deposit $2,500.00 |
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Tiers |
Interest Rate |
Annual Percentage Yield |
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$0.01 to $24,999.99 |
1.21% |
1.22% |
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$25,000.00 to $49,999.99 |
3.03% |
3.07% |
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$50,000.00 and Over |
3.03% |
3.07% |
| Personal Savings Accounts |
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Minimum Opening Deposit |
Interest Rate |
Annual Percentage Yield |
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$100.00 |
0.60% |
0.60% |
| Business NOW Checking Accounts |
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Minimum Opening Deposit |
Interest Rate |
Annual Percentage Yield |
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$500.00 |
0.50% |
0.50% |
| Business Money Market Accounts -- Minimum Opening Deposit $2,500.00 |
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Tiers |
Interest Rate |
Annual Percentage Yield |
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$0.01 to $2,499.99 |
1.01% |
1.01% |
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$2,500.00 to $24,999.99 |
1.01% |
1.01% |
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$25,000.00 to $99,999.99 |
1.21% |
1.22% |
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$100,000.00 to $249,999.99 |
1.61% |
1.62% |
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$250,000.00 to $499,999.99 |
2.01% |
2.03% |
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$500,000.00 and OVER |
2.13% |
2.15% |
| THE BUSINESS RESERVE PACKAGE REQUIRES YOU TO MAINTAIN A BUSINESS CHECKING ACCOUNT AND BUSINESS RESERVE MONEY MARKET ACCOUNT |
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| Business Reserve Money Market -- Minimum Opening Deposit $50,000.00 |
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Tiers |
Interest Rate |
Annual Percentage Yield |
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$0.01 to $24,999.99 |
1.21% |
1.22% |
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$25,000.00 to $49,999.99 |
2.01% |
2.03% |
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$50,000.00 and Over |
3.03% |
3.07% |
| Business Savings Account |
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Minimum Opening Deposit |
Interest Rate |
Annual Percentage Yield |
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$100.00 |
0.60% |
0.60% |
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Certificate of
Deposit Accounts1
| Balances Less than $100,000 -- Minimum Opening Deposit $2,500.00. APY Assumes That Interest Compounds Monthly When Added to the Account. |
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Term |
Interest Rate |
Annual Percentage Yield |
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7 to 29 Days |
2.01% |
2.03% |
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1 to 2 Months |
2.21% |
2.23% |
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3 to 5 Months |
3.10% |
3.14% |
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6 to 11 Months |
3.49% |
3.55% |
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12 to 17 Months |
3.98% |
4.05% |
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18 to 23 Months |
2.75% |
2.78% |
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24 to 35 Months |
2.75% |
2.78% |
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36 to 60 Months |
2.75% |
2.78% |
| Balances of $100,000 or More -- Minimum Opening Deposit $100,000.00. APY Assumes That Interest Compounds Monthly When Added to the Account. |
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Interest Compounds Monthly |
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Term |
Interest Rate |
Annual Percentage Yield |
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7 to 29 Days |
2.03% |
2.05% |
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1 to 2 Months |
2.23% |
2.25% |
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3 to 5 Months |
3.12% |
3.17% |
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6 to 11 Months |
3.49% |
3.55% |
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12 to 17 Months |
3.98% |
4.05% |
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18 to 23 Months |
2.77% |
2.81% |
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24 to 35 Months |
2.77% |
2.81% |
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36 to 60 Months |
2.77% |
2.81% |
This RATE SHEET contains information about interest rates and
Annual Percentage Yields (APY), for some of the accounts we offer.
Any fees or penalties could reduce the earnings on the account.
For additional information regarding deposit accounts, please
refer to our Account Disclosures and Schedule of Other Charges and
Fees.
1A penalty may be imposed for early withdrawal.
RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE
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